Our Retirement Interest Only (RIO) mortgages are designed for your clients aged 55+ who are looking for an interest only mortgage in retirement with no plans to downsize and who wish to remain in their home.
Last updated 20 December 2024.
Our product portfolio contains the rates and details of the RIO products currently available for intermediaries.
Key criteria for our RIO range:
View our full RIO criteria.
Our featured RIO product is: FXD025
4.99%
Downloads to help you apply:
You can find more forms and checklists on our Downloads page.
*Please note: When downloading the Affordability Calculator, you'll need to save the file into a trusted location (for example, your personal folders, not 'downloads') to ensure maximum accessibility.
No, there’s no minimum equity requirement for our RIO mortgage range. This is due to the capital being repaid when a life event occurs.
RIO FAQs
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